Certificat asigurare IT

Exact, nu pentru sanatate

Spune-le PA-PA si gaseste-ti unii sanatosi la cap ca doar nu lucrezi la NATO sau NASA
PS: La PFA merita daca esti la norma adica sub 100 mii euro anual...De ce naiba sa te chinui si sa platesti asigurare malpraxis la banii aia pentru un client zgarcit ?

Product name: Professional indemnity insurance for technology companies
Your cover in a nutshell:
Professional indemnity insurance covers you for compensation you have to pay to your clients or any other third parties because of problems with your work, including compensatory damages and claimant’s legal costs awarded against you in relation to a covered claim. We will pay for claims which are made during the period of insurance, up to the limit shown in the schedule. We will also pay your legal defense costs incurred with our agreement for covered claims. Your policy schedule will state if such costs are included within the limit of indemnity or payable in addition to it. Your policy may also reimburse you for fees that your client refuses to pay if we believe this is likely to prevent a future claim against you for a greater amount.

The limit of indemnity may either be on an each and every claim basis or an aggregate basis – please check your policy schedule to see which applies to your policy. An ‘each and every claim’ basis means that each individual claim has its own limit of indemnity, though multiple claims arising from the same cause will be treated as a single claim and only one limit will apply. An ‘aggregate’ basis means that the limit of indemnity is the most we will pay in total under the policy, regardless of the number of claims and losses On either basis, you will be liable to pay the excess in relation to each claim or loss, which is shown in your policy schedule.

Product name: Public and products liability insurance
Your cover in a nutshell:
Public Liability insurance covers you when you have to pay compensation because a client, contractor or member of the public makes a claim for accidental injury or property damage. This may be something that happened at your workplace, for example, a client slipped on a wet surface, or an employee spilt coffee over a client’s computer. We will pay for claims occurring during the period of insurance, up to the limit of indemnity shown in the schedule. We will also pay your legal defense costs incurred with our agreement for covered claims. Your policy schedule will state if such costs are included within the limit of indemnity or payable in addition to it.

The limit of indemnity you select may be on an each and every claim basis or an aggregate basis depending upon the type of claim – your policy schedule will indicate which applies. An ‘each and every claim’ basis means that each individual claim has its own limit of indemnity though multiple claims arising from the same cause will be treated as a single claim. An ‘aggregate’ basis means that the limit of indemnity applies to the total of all claims made against you during the period of insurance. On either basis, you will be liable to pay the excess in relation to each claim, which is shown in your policy schedule.

pt ca de exemplu daca e in vreo ferma de servere, eventual in domeniu financiar si accidental stinge lumina pe acolo se trezeste ca are de platit daune vreo 300 de ani.

Si crezi ca plateste asigurarea in acest caz ? Mai gandeste-te...
Imediat gasesti unii care nu-ti cer nicio asigurare, mai ales prin firmele de resource management gen Hays, Westhouse Group, etc

Si crezi ca plateste asigurarea in acest caz ? Mai gandeste-te...
Imediat gasesti unii care nu-ti cer nicio asigurare, mai ales prin firmele de resource management gen Hays, Westhouse Group, etc

a, ok, deci doar parerologie...

In plus, nu vad ce firma de asigurari ar plati sute de mii si milioane daune pentru citeva sute de euro pe an asigurare, mai ales ca nu stie nimic despre individul respectiv…

Nu e parerologie, chiar sunt sub contract cu unu din aia de mai sus

Nu asta este principiul asigurarilor? RCA cu ce e diferit?

Asta nu poate insemna decat ca esti intr-o pozitie din care nu poti face cine stie ce pagube.