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5 replies to this topic

#1
Grogu

Grogu

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Dupa o discutie cu un coleg de forum despre Monese si Apple Pay, am ajuns la unele informatii de care nu stiam si care ne vor afecta in bine viata multora. Din decembrie 2019 urmeaza sa scapam de comisionul SEPA chiar si tarile care nu sunt in Zona Euro. In consecinta va fi posibil sa platim RON sau alte monede catre un IBAN EU fara comisioane nesimtite (transfer catre IBAN-ul extern Revolu,etc.). Long live E.U. !!

Quote
In April 2018, the Commission presented a proposal to extend the benefits introduced by regulation (EC) No 924/2009 to consumers and businesses in non-euro countries. Under this proposal, all people in the EU will be able to transfer money cross-border, in euro, at the same cost as they would pay for a domestic transaction. The new rules will also require that consumers are informed of the cost of a currency conversion before they make a payment abroad in a different currency than their home one.

On 14 February 2019 the European Parliament adopted the proposal.
Quote

The revised intra-EU cross-border payments regulation will extend as of 15/12/2019 the benefits of cheap intra-EU euro transfers currently enjoyed by euro area citizens and businesses to non-euro area residents and businesses.

https://ec.europa.eu...ts-area-sepa_en
https://ec.europa.eu...der-payments_en
Vezi si pdf-ul: https://ec.europa.eu...actsheet_en.pdf

#2
mihaicozac

mihaicozac

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Era vreo 15 Euro comisionul minim, indiferent de suma transferată... măgarii dracului. Plăteai dublu amenda de radar.
Se mai stinge un motiv de "lăcomie"...

Edited by mihaicozac, 15 February 2019 - 22:35.


#3
gumball3000

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Nu stiu altii cum sunt, dar eu nu am vazut in toata ioropa asta comision pt transferuri inter/intrabancare.
Doar in tari din lumea a treia fac bancile mizerii dintr-astea.

Hai ca am gasit:

Quote

Rules on charges for cross-border payments in euro
The regulation (EC) No 924/2009 on charges for cross-border payments in euro was also adopted in the context of SEPA. It requires banks to apply the same charges for domestic and cross-border electronic payment transactions in euro.
It was later amended by the SEPA regulation, which further integrates the market for payment services in euro.
The principle of equal charges both for national and cross-border payments applies to all electronically processed payments in euro, including:
    credit transfers
    direct debits
    withdrawals at cash dispensers (ATMs)
    payments by debit and credit cards
    money remittance
Countries outside the euro area may also extend the application of this regulation to their national currency. Sweden and Romania have chosen this option.
https://ec.europa.eu...ts-area-sepa_en

De Suedia inteleg, e o tara bogata, dar Romania???

#4
Grogu

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@Gumball3000...what? E vorba de comisioane intra-comunitare. Adica acum daca trimit lei dintr-o banca din RO , catre un cont in lei cu IBAN din UK, platesti de te usuci.

Edited by Catean, 15 February 2019 - 23:25.


#5
smylle2u

smylle2u

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View PostCatean, on 15 februarie 2019 - 22:10, said:

Din decembrie 2019 urmeaza sa scapam de comisionul SEPA chiar si tarile care nu sunt in Zona Euro. In consecinta va fi posibil sa platim RON sau alte monede catre un IBAN EU fara comisioane nesimtite (transfer catre IBAN-ul extern Revolu,etc.). Long live E.U.

Quote
In April 2018, the Commission presented a proposal to extend the benefits introduced by regulation (EC) No 924/2009 to consumers and businesses in non-euro countries. Under this proposal, all people in the EU will be able to transfer money cross-border, in euro, at the same cost as they would pay for a domestic transaction. The new rules will also require that consumers are informed of the cost of a currency conversion before they make a payment abroad in a different currency than their home one.

On 14 February 2019 the European Parliament adopted the proposal.
Quote

The revised intra-EU cross-border payments regulation will extend as of 15/12/2019 the benefits of cheap intra-EU euro transfers currently enjoyed by euro area citizens and businesses to non-euro area residents and businesses.

https://ec.europa.eu...ts-area-sepa_en
https://ec.europa.eu...der-payments_en
Vezi si pdf-ul: https://ec.europa.eu...actsheet_en.pdf

View PostCatean, on 15 februarie 2019 - 22:10, said:

Dupa o discutie cu un coleg de forum despre Monese si Apple Pay, am ajuns la unele informatii de care nu stiam si care ne vor afecta in bine viata multora. Din decembrie 2019 urmeaza sa scapam de comisionul SEPA chiar si tarile care nu sunt in Zona Euro. In consecinta va fi posibil sa platim RON sau alte monede catre un IBAN EU fara comisioane nesimtite (transfer catre IBAN-ul extern Revolu,etc.). Long live E.U. !!

Quote
In April 2018, the Commission presented a proposal to extend the benefits introduced by regulation (EC) No 924/2009 to consumers and businesses in non-euro countries. Under this proposal, all people in the EU will be able to transfer money cross-border, in EURO, at the same cost as they would pay for a domestic transaction. The new rules will also require that consumers are informed of the cost of a currency conversion before they make a payment abroad in a different currency than their home one.

On 14 February 2019 the European Parliament adopted the proposal.
Quote

The revised intra-EU cross-border payments regulation will extend as of 15/12/2019 the benefits of cheap intra-EU euro transfers currently enjoyed by euro area citizens and businesses to non-euro area residents and businesses.

https://ec.europa.eu...ts-area-sepa_en
https://ec.europa.eu...der-payments_en
Vezi si pdf-ul: https://ec.europa.eu...actsheet_en.pdf

Directiva europeana vorbeste doar de platile in EURO pentru tarile din zona non-euro, iar tu vorbesti de transfer in RON sau alte valute pe teritoriul Uniunii. Din ce vad aici nu se va schimba nimic pentru transferurile in lei in banci din afara tarii, unde se vor percepe in continuare comisioane externe. Iar daca unele banci vor continua sa utilizeze SWiFT pentru transferurile externe si nu SEPA se vor mentine tarifele nesimtite.

#6
Grogu

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Da, ai dreptate.

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